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Truv is available as a verified Partner Connect integration within Encompass® by ICE Mortgage Technology®. Verify income, employment, and assets for borrowers and co-borrowers in both Encompass® SmartClient (desktop) and Encompass® LO Connect / Web. No custom code required.

No Code Required

Go live in days with a one-time admin setup

eFolder Delivery

Reports, pay stubs, W-2s, and invoices auto-delivered to the eFolder

ASO Support

Automated Service Ordering triggers verifications when loan conditions are met

GSE Certified

Report IDs auto-populated for Fannie Mae D1Certainty® and Freddie Mac AIM

White Label Ready

Fully customizable branding, notifications, and document delivery via Truv Templates

10-Day PCV

Re-verify employment at any point in the loan process, including pre-closing

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How it works

1

Borrowers receive a verification invite

Borrowers and co-borrowers are sent an email and/or SMS to connect their payroll accounts or financial institutions through Truv’s white-labeled widget.
2

Data flows to Encompass® eFolder

Once connected, Truv automatically delivers verification reports and payroll documents (pay stubs, W-2s, employer reports, invoices) to the Encompass® eFolder based on your document mapping configuration.
3

Ongoing monitoring and re-verification

Connected accounts are continuously monitored for new payroll documents. Re-verifications can be triggered at any point, including for 10-day Pre-Closing Verification (PCV).

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Choose a workflow

Choose the verification workflow that fits your organization: Encompass® Automated Service Ordering (ASO) automatically submits verification orders when a loan meets configured conditions, reducing manual workload and eliminating duplicate orders.
Truv recommends ASO to save resources, reduce costs, and increase underwriting efficiency. It is a one-time setup that eliminates the need for loan officers to manually trigger every verification.
Loans that do not meet ASO conditions are placed in a manual queue for loan personnel to review and order manually.

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Manual Ordering

With manual ordering, loan officers use the Truv UI panel within Encompass® to place income, employment, and asset verifications for specific borrowers.

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Detailed guides

Admin Setup

Enable Truv in Encompass LOS, TPO Connect, and Consumer Connect

Placing Orders

Manual VOIE, manual VOA, ASO configuration, and AIM Check

Customization

Templates, eFolder mapping, notification routing, and wholesale support

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Support

Contact Truv

support@truv.com

Truv Dashboard

Manage credentials, templates, and orders