Truv offers pre-built integrations with major Loan Origination Systems (LOS). Lenders verify borrower income, employment, and assets directly within their existing LOS. No custom development required.Documentation Index
Fetch the complete documentation index at: https://truv.com/docs/llms.txt
Use this file to discover all available pages before exploring further.
LOS integrations are only available for mortgage use cases. For other industries (consumer lending, government, background screening), use Embedded Orders.
Pre-built LOS integrations
Select your LOS system to get started!
ICE Encompass®
Verify income, employment, and assets within Encompass® SmartClient and LO Connect. ASO support, automatic eFolder delivery, and GSE submissions.
Blue Sage Solutions
One-click VOI/E ordering within Blue Sage. End-to-end automation from borrower verification through AUS field population.
Vesta LOS
Embedded verification in Vesta’s task-based platform. Real-time data retrieval with automatic population into the loan file.
Dark Matter Empower
Income and employment verification within the Empower® LOS. Real-time document retrieval and Day 1 Certainty® support.
BYTE Software
Auto-run and manual ordering within BYTE Software. Automated data retrieval with 10-day PCV re-verification support.
How it works
One-time admin setup
Configure Truv in your LOS:
- Enter Truv credentials (Client ID + Access Secret) in your LOS integration settings
- Configure auto-run rules (trigger conditions, borrower types, loan stages)
- Set up templates in the Truv Dashboard for branding and document delivery
Verification is ordered
Orders can be placed manually by a loan officer or triggered automatically when loan conditions are met (e.g., loan status moves to “In Processing”).
Borrower connects their accounts
The borrower receives an email and/or SMS with a verification link. They authenticate with their payroll provider or bank through Truv’s secure, white-labeled widget.
Data flows back to your LOS
Once connected, Truv automatically delivers:
- Verified reports to your eFolder or LOS document section
- Income and employment data populated to loan fields
- Report IDs pre-populated for GSE submissions (Fannie Mae / Freddie Mac)
LOS vs. Embedded Orders
Most lenders can take advantage of our prebuilt LOS integrations. Lenders with a custom LOS solution can utilize Truv’s Embedded Orders implementation.| LOS Integration | Embedded Orders | |
|---|---|---|
| Code required | None | Minimal |
| Setup time | Days to weeks | 2–4 weeks |
| Customization | Within system options | Fully customizable |
| Data delivery | Automatic to LOS fields + eFolder | Via API / webhook |
| Best for | Mortgage lenders with existing LOS | Custom or multi-vertical implementations |