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Use this page as a narrow reference for report retrieval patterns and Encompass field mappings after your GSE workflow is already set up. Truv’s vendor ID is Truv.

VOIE Reports

VOIE reports are generated from employment and income data after the borrower completes the verification process.
DU (Desktop Underwriter): The “Current as of” date reflects the end of period from the borrower’s last pay statement.LPA (Loan Product Advisor): The “Current as of” date reflects the pay date of the borrower’s last pay statement.

Retrieve VOIE Report

1

Get the Report ID

  • Bridge Token implementations: Call users/{user_id}/reports/ to retrieve the report_id
  • Order implementations: Call orders/{id}/ to retrieve the voie_report_id
Ensure the borrower has completed verifications of all requested employments before retrieving the Report ID, otherwise you may receive only partial DU or AIM validation.
2

Download the Report

Call users/{user_id}/reports/{report_id}/?fmt=pdf for PDF format. Use fmt=json for the JSON response.

VOIE Encompass Field Mapping

Write the Report ID to Encompass FieldID GSEVENDOR.X50. For borrower and coborrower, comma-separate the Report IDs:
borrower_report_id,coborrower_report_id

VOA Reports

VOA reports are generated when a borrower completes Verification of Assets. Refreshing the data generates a new report and a new Report ID. Always supply Fannie Mae and Freddie Mac with the most recent Report ID.

Retrieve VOA Report

1

Get the Report ID

  • Bridge Token implementations: Call users/{user_id}/assets/reports/ to retrieve the report_id
  • Order implementations: Call orders/{id}/ to retrieve the voa_report_id
Ensure the borrower has completed verifications of all requested asset accounts before retrieving the Report ID, otherwise you may receive only partial DU or AIM validation.
2

Download the Report

Call users/{user_id}/assets/reports/{report_id}/?fmt=pdf for PDF format. Use fmt=json for the JSON response.

VOA Encompass Field Mapping

GSEBorrower FieldCoborrower Field
Fannie Mae DU (D1C)GSEVENDOR.X37GSEVENDOR.X38
Freddie Mac AIMGSEVENDOR.X43GSEVENDOR.X44

Next steps

GSE Testing

Workflow, validation checklist, and test scenarios

Fannie Mae D1C

Day 1 Certainty integration

Freddie Mac AIM

Loan Product Advisor integration

Sandbox

Sandbox credentials and test scenarios