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Truv integrates directly with TidalWave’s SOLO point-of-sale platform, enabling lenders to verify borrower income, employment, and assets without leaving their existing workflow. Borrowers connect payroll providers or financial institutions through Truv’s embedded widget. Data and reports flow back automatically.

Direct Account Linking

Borrowers connect payroll or bank accounts within TidalWave’s SOLO interface. Skipped steps automatically create follow-up tasks.

Automated Report Delivery

VOIE and VOA reports with pay stubs and W-2s delivered automatically upon connection

GSE-Ready

Employment and income data formatted for Fannie Mae DU® and Freddie Mac LPA® submissions directly from TidalWave

Customizable Workflows

Configure branding, templates, and notification preferences through the Truv Dashboard

How it works

1

Borrower connects accounts

Within TidalWave’s SOLO interface, borrowers connect their payroll or bank accounts using Truv’s embedded bridge. If a borrower skips verification, TidalWave automatically creates a follow-up task.
2

Reports generated and delivered

Upon connection, Truv delivers VOIE and VOA reports, including employment data, pay stubs, and W-2s formatted for GSE standards, directly into TidalWave.
3

AUS submission from TidalWave

Reports can be submitted to AUS systems (Fannie Mae DU® and Freddie Mac LPA®) directly from within TidalWave.

Go Live with Truv in TidalWave

1

Contact Customer Success

Reach out to your Truv Customer Success Manager to begin onboarding.
2

Enable Truv as provider

Set Truv as your VOIE and VOA provider in TidalWave Company Configurations.
3

Configure templates

Set up verification templates with your branding and Template IDs in the Truv Dashboard.
4

Test in sandbox

Validate the full borrower flow using Truv’s test credentials.
5

Go live

Switch to production API keys once testing is complete.

TidalWave Setup Guide

Step 1: Log in to TidalWave and navigate to the Admin tab. Step 2: Under the Integrations section, click + to add a new integration. Add integration in TidalWave admin Step 3: Select the Default Branch or a specific branch to apply the integration to. Step 4: Add your Truv credentials:
  • Go to your Truv Dashboard and navigate to Development → API Keys
  • Copy your Client ID and Access Secret
  • Paste both into the corresponding fields in TidalWave
Enter Truv API credentials in TidalWave Integration configuration screen Step 5: In Company Configurations, enable Truv as the provider for:
  • Employment Income Provider (for VOIE)
  • Asset Verification Provider (for VOA)
TidalWave company configuration settings
Test in the sandbox environment before switching to production credentials.

Borrower workflow

When verification is triggered:
  1. The borrower authenticates using their payroll credentials or a one-time passcode
  2. Truv verifies the data and checks for potential fraud
  3. A structured report with income, employment, and asset data is delivered to TidalWave for loan officer review
  4. If the borrower skips the step, a follow-up task is automatically created in TidalWave

Next steps

POS Integrations

View all POS integration options

Sandbox Testing

Test your integration in sandbox

Support

Truv Support

POS Integrations

All supported POS systems