Asset Verification
Verify assets, income, and employment in seconds.
Improve loan quality and time to close with bank-validated insights and GSE-eligible reports.
One data source, multiple validated reports.
One data source, multiple validated reports.
Coverage
Power connections to 14,000+ banks.
Power faster approvals with unparalleled direct-to-source bank connectivity.
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Data Quality
GSE-ready reports at every milestone.
Unlock VOA, VOI, & DVOE reports to improve validation rates.
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Conversion
Optimize conversion rates.
Tap into a solution purpose-built for borrower experience and speed.
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Reverification
Customize reports and refreshes.
Automate refreshes, tailor report data, & generate skinny reports on-demand.
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Security & Compliance
Certain data. Defensible decisions.
Meet regulatory requirements while reducing operational risk.
Learn moreHow it works.
How it works.
Quickstart Truv in your workflow and scale.
Quickstart Truv in your workflow and scale.
Real results. Real Truv experiences.
Real results. Real Truv experiences.
Asset verification FAQs.
Asset verification FAQs.
Asset verification for lenders is the process of confirming a borrower’s financial assets during loan approval to assess their financial stability and repayment ability. It involves verifying bank accounts, investment portfolios, retirement accounts, and other liquid assets to ensure the borrower has sufficient funds.
Truv provides instant asset verification with direct bank-validated insights, offering comprehensive asset information in seconds with robust security and OAuth credentials protection.
The platform provides a complete asset summary, including current balance, available balance, 30-day and 60-day average balances, and transaction flagging for direct deposits, rent/mortgage payments, recurring payments, and large transactions.
Users can customize reports with configurable options like days of history, extended history lengths up to 2 years, and custom thresholds for large deposits and withdrawals.
Truv Asset Verification enables borrowers to connect their financial institutions in under a minute on average. Truv Reports are returned instantaneously.
Truv Asset Verification helps streamline underwriting, reduce time to close, minimize manual reviews, and increase the number of borrowers connecting to financial accounts for a faster, easier verification process.
With a seamless UI and extensive coverage, Truv has optimized the borrower experience, making the connection to financial institutions fast — under 1 minute — and easy — just a few clicks.