Document Processing

AI-driven document processing fallback.

Extend borrower coverage with a built-in alternative to direct-to-source income verification.

Document Processing
Cross Country MortgageProsperityCMG FinancialRevolution Mortgage logoFlatBranch logo

A waterfall proven to prevent fraud and
power streamlined verifications.

A waterfall proven to prevent fraud and power streamlined verifications.

Auto-flag suspicious activity

Conversion

Auto-flag suspicious activity.

Minimize mortgage fraud from income documents.

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Auto-restored documents

Reverification

Rely on auto-restored documents.

Truv detects & restores altered fields using a database of tens of millions of paystubs.

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Customize document requirements

Cost Savings

Customize document requirements.

Customize the type & number of required docs to minimize back and forth.

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R&W relief on income calculations

Cost Savings

Power R&W relief on income calculations.

Auto-submit borrower-uploaded documents to AIM Check.

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Conversion uplift with document fallback

Conversion

Boost conversion with no lift.

Verify more borrowers. Reduce drop-off rates. Approve more loans.

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How it works.

How it works.

Upload documents Upload documents
Detect fraud Detect fraud
Returned data Returned data
Reps & warrants Reps & warrants

Quickstart Truv in your workflow and scale.

Quickstart Truv in your workflow and scale.

Point-of-sale platforms

Verify applicants in the loan application.

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Point of Sales integrations

Loan origination systems

Streamline verifications from your LOS.

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Loan origination system integrations

Real results. Real Truv experiences.

Real results. Real Truv experiences.

Tom Durney

Tom Durney

EVP of Corporate Operations Support, CrossCountry Mortgage

“Truv has been a true partner to CCM — responsive, innovative, and always willing to customize solutions to fit our needs.”

Document processing FAQs.

Document processing FAQs.

Designed as a fallback solution to consumer-permissioned income and employment verification, Truv’s Document Processing solution offers a streamlined experience for consumers to upload documents within the Truv interface. Also available through API integration, this solution empowers developers and businesses to incorporate document processing and verification capabilities directly into their platforms or applications, creating seamless and automated verification processes.

AI-based document processing typically refers to using artificial intelligence technologies to automate the extraction, analysis, and processing of information from various document types, including Optical Character Recognition (OCR), to convert images of text into machine-readable text to expedite the review process and minimize fraud.

As an integrated provider with Freddie Mac’s AIM Check API, Truv can deliver instant and automated assessment of paystub and W-2 data for lenders to use for their calculations of qualified income.

Truv is one of three providers to have a GSE certification for a Document Processing solution. While Truv specializes in direct-to-source data connections, our Document Processing feature provides a flexible alternative within a single interface for consumers. By offering both options, Truv provides a comprehensive verification waterfall, adaptable to various consumer needs, while maintaining the highest standards of compliance and reliability.

The platform supports document verification for PDFs, JPEGs, PNGs, and other file formats. It includes tampered element detection and field restoration to ensure document authenticity and integrity.

Truv provides full visibility into the verification process, returning both parsed data and the original borrower-uploaded documents. This comprehensive approach ensures thorough document review and analysis.

With a 99.9% fraud detection rate, Truv’s solution is designed to identify and flag potentially fraudulent or tampered documents across various file formats, providing an extra layer of security in the verification process.

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