Put Data Back in the Hands of Consumers.
Our Mission.
Historically, consumer financial data has been difficult to access due to data silos. Truv’s platform solves this problem by providing financial organizations access to every consumer-permissioned financial data source available.
Historically, consumer financial data has been difficult to access due to data silos. Truv’s platform solves this problem by providing financial organizations access to every consumer-permissioned financial data source available.
31.5M
in funding from Kleiner Perkins, NYCA and other top VCs
68+
Team Members
100+
Customers
3m+
Successful Transactions in 2022
About Truv
Truv’s mission is to put data back in the hands of consumers.
The financial system is largely controlled by credit scores, which create financial inequality by being an inaccurate determination of someone’s ability to repay a loan. Lenders attempt to combat this by collecting income and employment data to augment a traditional credit score.
Unfortunately, the income and employment verification industry has been controlled by an organization who purchases consumer data without consumer permission and resells the data at a profit. The data sold often excludes large portions of the U.S. population and is largely inaccurate.
Truv is on the mission to put data back in the hands of consumers. We believe that consumer permissioned data is a direct path to financial freedom and equality.
60%
of Adults Couldn’t Cover a $400 Unexpected Expense
45M
Americans are Considered Credit Invisible
Our Investors
“ The current system of evaluating credit worthiness is ineffective and outdated. While manual and legacy methods to gather alternative data sources are slow, expensive, and often inaccurate. ”
“ The current system of evaluating credit worthiness is ineffective and outdated. While manual and legacy methods to gather alternative data sources are slow, expensive, and often inaccurate. ”
Founding Story.
Truv’s Co-Founder & CEO, Kirill Klokov, experienced these struggles firsthand. Kirill immigrated to the U.S. and attended Stanford Business School for his MBA before successfully leading product organizations at several start-ups. The first time that Kirill went to apply for a loan he had a solid, high-paying job … but a 520 credit score. Consequently, 14 financial institutions said no and 1 said yes at a 15% APR. Kirill knew someone needed to change the way financial decisions were made.
In two short years, Kirill Klokov (Co-Founder & CEO) and Ilya Chatsviorkin (Co-Founder & CTO) founded Truv to put data back in the hands of consumers. Truv covers more than 150 million Americans with over 12,800 unique integrations to payroll providers, employers, and gig platforms. Truv has also expanded its vision and scope by unlocking access to tax data, transaction data, and insurance data.
… and this is just the beginning.
Our Advisors.
Henry Ward
Carta
Dave Dickerson
Accurate Background
Daniel Graf
Twitter, Uber
Brad Strock
PayPal, Bank of America
Kevin Hartz
Eventbrite, Xoom
Mark Pincus
Zynga
Jason Morris
Sterling
Huey Lin
PayPal, Affirm
Our Core
Values.
Relentless Customer Focus.
We start with the customer and work backwards
Transparency.
We answer direct questions with transparency
Ownership.
We act as owners and stay accountable on behalf of the entire company
Continuous Innovation.
We stay on top of our metrics so that we can make timely improvements
Meritocracy.
We treat each other as equals and work with grit, passion, and precision
Let’s Partner Together.
Talk to our team about driving growth for your organization through consumer-permissioned data or access the developer portal today.
