Put Data Back in the Hands of Consumers.

about-truv-main image

Our Mission.

Historically, consumer financial data has been difficult to
access due to data silos. Truv’s platform solves this
problem by providing financial organizations access to
every consumer-permissioned financial data source available.
Historically, consumer financial data has been difficult to access due to data silos. Truv’s platform solves this problem by providing financial organizations access to every consumer-permissioned financial data source available.

31.5M

in funding from Kleiner Perkins, NYCA and other top VCs

68+

Team Members

100+

Customers

3m+

Successful Transactions in 2022

About Truv

Truv’s mission is to put data back in the hands of consumers.

The financial system is largely controlled by credit scores, which create financial inequality by being an inaccurate determination of someone’s ability to repay a loan. Lenders attempt to combat this by collecting income and employment data to augment a traditional credit score.

Unfortunately, the income and employment verification industry has been controlled by an organization who purchases consumer data without consumer permission and resells the data at a profit. The data sold often excludes large portions of the U.S. population and is largely inaccurate.

Truv is on the mission to put data back in the hands of consumers. We believe that consumer permissioned data is a direct path to financial freedom and equality.

60%

of Adults Couldn’t Cover a $400 Unexpected Expense

45M

Americans are Considered Credit Invisible

Our Investors

“ The current system of
evaluating credit worthiness
is ineffective and outdated.
While manual and legacy
methods to gather
alternative data sources are
slow, expensive, and often
inaccurate. ”

“ The current system of evaluating credit worthiness is ineffective and outdated. While manual and legacy methods to gather alternative data sources are slow, expensive, and often inaccurate. ”

founders-truv

Founding Story.

Truv’s Co-Founder & CEO, Kirill Klokov, experienced these struggles firsthand. Kirill immigrated to the U.S. and attended Stanford Business School for his MBA before successfully leading product organizations at several start-ups. The first time that Kirill went to apply for a loan he had a solid, high-paying job … but a 520 credit score. Consequently, 14 financial institutions said no and 1 said yes at a 15% APR. Kirill knew someone needed to change the way financial decisions were made.

In two short years, Kirill Klokov (Co-Founder & CEO) and Ilya Chatsviorkin (Co-Founder & CTO) founded Truv to put data back in the hands of consumers. Truv covers more than 150 million Americans with over 12,800 unique integrations to payroll providers, employers, and gig platforms. Truv has also expanded its vision and scope by unlocking access to tax data, transaction data, and insurance data.

… and this is just the beginning.

Our Advisors.

Henry-Ward

Henry Ward

Carta

Dave-Dickerson

Dave Dickerson

Accurate Background

Daniel-Graf

Daniel Graf

Twitter, Uber

Brad-Strock

Brad Strock

PayPal, Bank of America

Kevin-Hartz

Kevin Hartz

Eventbrite, Xoom

Mark-Pincus

Mark Pincus

Zynga

Jason-Morris

Jason Morris

Sterling

Huey-Lin

Huey Lin

PayPal, Affirm

Fully Integrated image

Our Core
Values.

Relentless Customer Focus.

We start with the customer and work backwards

Transparency.

We answer direct questions with transparency

Ownership.

We act as owners and stay accountable on behalf of the entire company

Continuous Innovation.

We stay on top of our metrics so that we can make timely improvements

Meritocracy.

We treat each other as equals and work with grit, passion, and precision

Unlock the Power of Consumer-Permissioned Data.

Ready to Get
Started.

Ready to Get Started.

Talk to our team about driving growth for your organization through consumer-permissioned data or access the developer portal today.