Verify income with bank transaction data.

Consumer lenders, auto lenders, and home equity lenders.

Through real-time transaction data interpretation, Truv enables faster loan underwriting by providing immediate, cleansed financial insights directly from bank accounts.

Truv covers over 13,000+ financial accounts.

The platform is enterprise-grade, SOC2 Type II compliant, and one of the few consumer-permissioned FCRA compliant vendors in the industry.

By providing real-time transaction data interpretations, Truv helps lenders confidently underwrite loans, reach more qualified applicants, and reduce time spent on manual data cleansing.

Truv safeguards consumer data through multiple security and privacy measures, including operating as a credit reporting agency (CRA) and adhering to Fair Credit Reporting Act (FCRA) standards, implementing SOC2 Type II compliance protocols, utilizing application-level encryption to protect sensitive information, maintaining compliance with privacy regulations, and performing continuous security monitoring to identify and address threats in real time. This approach eliminates the need for consumers to email sensitive financial documents directly to lenders or landlords, reducing the risk of data breaches and unauthorized access to personal information.