Lobel Financial Corporation is a consumer finance company based in Anaheim, California, specializing in indirect automobile financing. Founded in 1977, the company primarily focuses on providing auto loans to customers with subprime credit through a network of authorized automobile dealers across multiple states. The company operates as a subsidiary of Westlake Financial Services, following its acquisition in 2019. Lobel Financial’s business model centers on purchasing retail installment contracts from car dealerships, primarily serving customers who may have difficulty obtaining traditional financing due to credit challenges. Lobel Financial maintains operations throughout the western United States, with a particular presence in California, Arizona, Nevada, and Oregon. The company utilizes proprietary credit scoring models and risk assessment tools to evaluate loan applications and determine appropriate financing terms for borrowers. The firm’s services include automated underwriting systems, dealer relationship management, and customer service support for loan servicing. Lobel Financial is regulated by various state and federal agencies, including the Consumer Financial Protection Bureau (CFPB) and state financial regulatory authorities. Throughout its history, Lobel Financial has developed expertise in the subprime auto lending market, implementing risk management strategies and compliance protocols to maintain stability in this specialized lending segment.