EMPLOYER-TEAMSTERS LOCAL NOS. 175 & 505 HEALTH & WELFARE FUND is a labor union-affiliated health and welfare fund serving members of Teamsters Local 175 and 505 in West Virginia. Established as a multi-employer trust fund, it operates under the provisions of the Taft-Hartley Act and is jointly administered by both employer and union trustees. The fund provides comprehensive health insurance benefits, prescription drug coverage, and welfare services to eligible Teamsters members and their dependents. The organization manages healthcare benefits for union members employed across various industries, including transportation, warehousing, and logistics. The fund operates through collective bargaining agreements between participating employers and the Teamsters locals. It maintains compliance with ERISA (Employee Retirement Income Security Act) regulations and functions as a self-funded plan, meaning that contributions from employers and members are pooled to pay for healthcare claims. The fund’s administrative office is located in South Charleston, West Virginia, where it processes claims, maintains member eligibility records, and provides customer service to plan participants. Through its website, members can access important plan documents, forms, and benefit information. The organization works with various healthcare providers and insurance administrators to deliver services to its membership base throughout its jurisdiction.