Truv vs Argyle
Truv vs Argyle.
Access a suite of verifications built and managed in-house, without third parties or middlemen, so you get lower pricing, faster innovation, and quicker support.
Proprietary vs third-party
Two consumer-permissioned platforms, built two different ways.
Two consumer-permissioned platforms, built two different ways.
All-in-one vendor solution
A direct-to-source data platform that retrieves income, employment, self-employed, wage earner, income document, asset, education, and volunteer data via direct connections powered by consumer authentication. Truv owns the technology end-to-end, making pricing lower and more flexible, innovation cycles faster and customizable, and support a single, accountable loop.
- Full suite of in-house data sources
- Direct support
- Flexible pricing and customizable roadmap
Multi-vendor solution
Argyle offers real-time income and employment data through consumer-permissioned payroll connections, document-based income and employment data processed by a third party, and asset data through consumer-permissioned bank connections via a third party. Where parts of the stack are not fully owned in-house, cost, roadmap, and support can depend on middlemen, adding markup risk, vendor-bound timelines, and multi-party support loops.
- Mix of in-house and third-party data sources
- Support can depend on third-party response times
- Pricing and roadmap can depend on underlying providers
Why buyers are switching
The case for change.
The case for change.
Cost
Resold solutions carry a middleman's margin. Third-party vendor fees and markups pass through to you, so your partner has limited control over pricing predictability and costs flex on their terms, not yours.
Depending on your use case, Truv's pricing is flexible, tailored to make sense for your bottom line, and predictable. Costs and pricing are controlled in-house.
Innovation
When product features, roadmap items, and experience iterations are bound by third parties in the loop, timelines are less predictable, pace is less controlled, and customization is limited to other vendors.
Truv's in-house product suite, features, roadmap items, and experience are highly customizable and maximized for speed of improvement.
Support
A multi-vendor product offering inherently leads to slower issue-resolution loops, hand-offs between providers, and gaps in timely communication along the way.
Truv's in-house customer success and support teams are dedicated to delivering white-glove customer service, from guided onboarding to same-day issue resolution.
User experience
A multi-vendor solution can mean a disparate user experience, with different interfaces, inconsistent flows, and varying data formats depending on which underlying provider a given verification runs through.
As an all-in-one vendor, Truv delivers one consistent experience across every verification, with the same interface, the same structured output, and the same connection speeds across data sources.
See how Truv powers your industry.
See how Truv powers your industry.
Truv vs Argyle, answered.
Truv vs Argyle, answered.
Truv's payroll, bank, and document verification is proprietary: built and managed in-house with no third-party brokers in the data path. Owning every layer is what makes Truv's pricing lower and more flexible, its innovation cycles faster and customizable, and its support a single, accountable loop.
When a provider resells or stitches together third-party data, you inherit their costs, their roadmap, and their support timelines. Because Truv builds and operates payroll, bank, and document verification itself, it controls price, speed, and quality end to end, and passes that control to you.
No. Truv owns its payroll, bank, and document rails end to end. There are no middlemen in the data path, which removes markup and the dependency on outside vendors' roadmaps and support.
Because there's no third party reselling data, Truv avoids middleman markup and can price lower and more flexibly, structured around your volume and use case rather than an underlying provider's rate card.
Truv releases weekly and customizes the verification flow for each customer (waterfall order, required fields, and fallbacks) because the product is built in-house rather than bound to a third-party vendor's roadmap.
One accountable Truv team owns payroll, bank, and document verification, so issues are resolved in a single fast loop instead of bouncing between a platform and its underlying data providers.
Yes. Truv covers the same consumer-permissioned income and employment use cases, and because its payroll, bank, and document solutions are all proprietary, it adds asset verification, a document-upload fallback, and the cost, speed, and support advantages of an in-house stack.