Jefferson Capital Systems is a financial services company specializing in debt purchasing and accounts receivable management, headquartered in St. Cloud, Minnesota. Founded in 2002, the company operates as a purchaser and servicer of charged-off and bankruptcy consumer accounts across various credit sectors, including credit card, telecommunications, utilities, and retail. The company has established itself as a significant player in the accounts receivable management industry, utilizing advanced analytics and technology to evaluate and acquire debt portfolios. Jefferson Capital Systems maintains compliance with federal and state regulations through its proprietary compliance management system and employs multiple consumer contact channels including digital, mail, and telephone communications. In 2014, Jefferson Capital Systems was acquired by Fortress Investment Group, a global investment management firm, which helped expand its operational capabilities and market presence. The company has since grown through strategic acquisitions and partnerships, including its expansion into the Canadian market through the acquisition of Metropolitan Credit Adjusters Ltd. in 2015. Jefferson Capital Systems is licensed to operate in all required U.S. states and territories and maintains accreditation with major industry organizations. The company employs hundreds of professionals across multiple locations and processes millions of accounts annually while adhering to consumer protection standards and regulatory requirements.