IRONWORKERS LOCAL 549-550 PENSION PLAN is a labor union pension fund that serves ironworkers in Northern California, primarily operating in the San Jose and Sacramento areas. The organization represents members who work in structural steel erection, reinforcing steel placement, and other ironworking specialties within the construction industry. The pension plan was established through collective bargaining agreements between the International Association of Bridge, Structural, Ornamental and Reinforcing Iron Workers Local 549-550 and various signatory employers. It provides retirement benefits to qualified union members who have accumulated the required service credits through their work in the ironworking trade. The plan is administered by a Board of Trustees consisting of both union and employer representatives, as mandated by the Labor Management Relations Act. It operates as a multiemployer defined benefit pension plan, regulated under the Employee Retirement Income Security Act (ERISA). Through iwlocal549.org, members can access important information about their benefits, pension credits, and retirement planning resources. The organization plays a crucial role in ensuring financial security for retired ironworkers who have contributed to numerous civil engineering and construction projects throughout Northern California, including bridges, high-rise buildings, and other major infrastructure developments.