The Iron Workers District Council of Tennessee Valley & Vicinity Pension Plan is a multi-employer pension fund serving ironworker union members across the Tennessee Valley region. Established under the Labor Management Relations Act, the plan provides retirement benefits to qualified ironworkers and their beneficiaries who work under collective bargaining agreements with participating employers. The pension plan is jointly administered by a Board of Trustees, consisting of both union and employer representatives, as required by federal law. It operates in compliance with ERISA (Employee Retirement Income Security Act) regulations and is registered with the U.S. Department of Labor. The plan primarily serves members of the International Association of Bridge, Structural, Ornamental and Reinforcing Iron Workers Union locals in the Tennessee Valley area. Through ironworkers492.org, plan participants can access important information about their benefits, eligibility requirements, pension calculations, and administrative forms. The plan maintains a defined benefit structure, where retirement benefits are calculated based on years of service and contribution rates established through collective bargaining agreements. The fund also provides various pension options including early retirement, disability benefits, and survivor benefits for qualified beneficiaries.