The Construction Industry Health and Welfare Trust is a multi-employer benefit trust fund established to provide health and welfare benefits to eligible workers in the construction industry. Operating primarily through the AFL-CIO (American Federation of Labor and Congress of Industrial Organizations), the trust serves union members and their dependents in the construction sector. The trust administers comprehensive health insurance coverage, including medical, dental, vision, and prescription drug benefits for qualified participants. It operates under the guidelines of the Employee Retirement Income Security Act (ERISA) and is jointly managed by labor and management trustees appointed by participating unions and employer associations. The organization maintains its operations through employer contributions negotiated in collective bargaining agreements. These contributions are based on hours worked by covered employees. The trust also coordinates with various healthcare providers and insurance carriers to ensure cost-effective delivery of benefits to its members. Through its website (aflciohealthandwelfareplan.org), the trust provides members access to important plan documents, forms, and benefit information. The platform serves as a central hub for participants to manage their healthcare benefits and stay informed about plan updates and changes.