Waive income stipulations instantly.
Verify ability to pay on the lot, in minutes. Close more deals.
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Built in-house, verified at the source.
Starting at $35 per verification. No subscription required.
Banking Report
Verify bank account balances and transaction history for proof of funds and income patterns.
Paystub Report
Verify recent paystubs directly from payroll systems.
Insurance Monitoring
Monitor active insurance coverage on financed vehicles.
Why partner with Truv?
Maximize conversion.
Multiple ways to understand ability to pay. SmartRouting automatically selects the most efficient verification path for each borrower.
Accelerate approvals.
Enable on-lot completion while customers are present. Reduce manual verifications and time to close.
Reduce risk.
Multiple layers including insurance verification, paycheck-based repayment, transaction analysis, and debt-to-income insights.
All-in-one platform.
Income verification, employment verification, document processing, scoring attributes, paycheck pay, and auto insurance — one vendor.
How It Works
Place an Order
Enter borrower details and select verification products. Complete on the lot while the customer is present.
Borrower Verifies
The borrower receives a link or completes verification on-site. SmartRouting selects the most efficient path automatically.
Report Delivered
Verified income, banking, and insurance data delivered instantly. Close the deal with confidence.
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Trusted by auto lenders nationwide.
OpenRoad Lending and other top auto lenders rely on Truv for on-lot income and employment verification. As Jeff Austin, VP of Operations at OpenRoad Lending, puts it — Truv delivers verified data faster than any alternative, letting dealers close deals while the customer is still on the lot.
Explore how Truv compares.
Faster than manual stipulations
Skip the back-and-forth of requesting and reviewing uploaded documents.
Better fraud detection
Direct source verification catches forged paystubs and altered bank statements that document review misses.
Insurance + income in one platform
Combine income verification and insurance monitoring in a single vendor relationship.
Simple, transparent pricing.
Pay as you go or save with monthly bundles.
Pay as you go
No monthly fee. Best for occasional use.
No monthly fee
- Email Support
- Help Center & Developer Docs
Launch
Best for dealerships getting started with on-lot verification.
10 reports included
$30 per verification
- Email Support
- Help Center & Developer Docs
- Trust Center & SOC2 Report
Growth
Best for growing dealer groups scaling verification volume.
20 reports included
$25 per verification
Everything in Launch and
- API Support for Custom Platforms
- 30-Day Onboarding Support
Professional
Best for mid-sized lenders who need hands-on partnership.
50 reports included
$20 per verification
Everything in Growth and
- Dedicated CSM
- Custom Team Training
Professional Plus
Best for high-volume dealer groups. Lowest per-verification rate.
100 reports included
$15 per verification
Everything in Professional and
- Premium Support
- Quarterly Business Reviews
All plans include
Banking Report
Verify bank account balances and transaction history for proof of funds and income patterns.
Paystub Report
Verify recent paystubs directly from payroll systems.
Insurance Monitoring
Monitor active insurance coverage on financed vehicles.
Free Custom Logo
Customize your invitations with your company logo.
QR Codes for Self-Service
Use a custom QR Code for mailers and in person verification.
Unlimited Users
Add your entire team at no extra cost.
Auto lending FAQs.
Most verifications complete in minutes when the applicant connects their payroll or bank account directly.
Yes. Because Truv pulls paystub data directly from payroll systems, there's no opportunity for document forgery. The data is verified at the source.
Truv monitors the insurance policy on the financed vehicle and alerts you if coverage lapses or is canceled, so you can take action before a loss occurs.
No. Truv is pay-per-use at $35 per verification. No contracts, minimums, or monthly fees.
Start verifying borrowers today.
No subscription. No setup fees. Pay $35 per verification only when you need it.