About Us
Own your data.
Open finance solutions built to scale businesses and do right by consumers.
Our mission.
Truv’s platform empowers financial organizations with access
to consumer-permissioned financial data sources, providing
unparalleled certainty, reliability, security and cost savings
for business and consumers.
Truv’s platform empowers financial organizations with access to consumer-permissioned financial data sources, providing unparalleled certainty, reliability, security and cost savings for business and consumers.
28.5M
in funding from Kleiner Perkins,
NYCA and other top VCs
68+
Team Members
100+
Customers
3m+
Successful Transactions
in 2022
Our why
Historically, the financial system has been controlled by credit scores, which limits financial institutions from understanding the full financial scope of consumers.
By leveraging income, employment, asset and bank transaction data through Truv in lieu of costly and dated practices offered by traditional verification providers, businesses and consumers tap into a fairer, faster, and more affordable path to financial freedom and equality.
60%
of Adults Couldn’t Cover a $400 Unexpected Expense
45M
Americans are Considered Credit Invisible
Our investors
“ The current system of evaluating
credit worthiness is ineffective and
outdated. While manual and legacy
methods to gather alternative data
sources are slow, expensive, and
often inaccurate. ”
“ The current system of evaluating credit worthiness is ineffective and outdated. While manual and legacy methods to gather alternative data sources are slow, expensive, and often inaccurate. ”
Founding story.
Truv’s Co-Founder & CEO, Kirill Klokov, experienced these struggles firsthand. Kirill immigrated to the U.S. and attended Stanford Business School for his MBA before successfully leading product organizations at several start-ups. The first time that Kirill went to apply for a loan he had a solid, high-paying job … but a 520 credit score. Consequently, 14 financial institutions said no and 1 said yes at a 15% APR. Kirill knew someone needed to change the way financial decisions were made.
In two short years, Kirill Klokov (Co-Founder & CEO) and Ilya Chatsviorkin (Co-Founder & CTO) founded Truv to put data back in the hands of consumers. Truv covers more than 150 million Americans with over 12,800 unique integrations to payroll providers, employers, and gig platforms. Truv has also expanded its vision and scope by unlocking access to tax data, transaction data, and insurance data.
… and this is just the beginning.
Our advisors.
Henry Ward
Carta
Dave Dickerson
Accurate Background
Daniel Graf
Twitter, Uber
Brad Strock
PayPal, Bank of America
Kevin Hartz
Eventbrite, Xoom
Mark Pincus
Zynga
Jason Morris
Sterling
Huey Lin
PayPal, Affirm
Our core
values.
Relentless Customer Focus.
We start with the customer and work backwards.
Transparency.
We answer direct questions with transparency
Ownership.
We act as owners and stay accountable on behalf of the entire company.
Continuous Innovation.
We stay on top of our metrics so that we can make timely improvements.
Meritocracy.
We treat each other as equals and work with grit, passion, and precision.