---
title: "TidalWave Integration — Mortgage Verification Integration | TidalWave POS | Truv"
category: Integrations
url: "https://truv.com/mortgage-lending/pos-integrations/tidalwave"
description: Truv TidalWave integration delivers real-time income and employment verification inside Tidal Wave. Mortgage verification integration and TidalWave POS integration approved by Fannie Mae and Freddie Mac.
---

# Tidal Wave Integration

Truv integrates directly with Tidal Wave to deliver real-time income and employment verification inside the loan application. Lenders can accelerate closings with direct-to-source payroll data without leaving Tidal Wave.

- **URL:** https://truv.com/mortgage-lending/pos-integrations/tidalwave
- **Contact:** https://truv.com/contact-sales

## What Truv Provides in Tidal Wave

### Authorized Income and Employment Reports for DU and LPA

Truv income and employment reports are approved by Fannie Mae and Freddie Mac for use with Desktop Underwriter and Loan Product Advisor. Lenders receive rep and warrant relief on verified loan components.

### Income Calculations for Rep and Warrant Relief

Truv Document Processing retrieves wage documents for Freddie Mac AIM-eligible income types — including base, bonus, commission, and overtime — directly inside Tidal Wave.

### Embed Truv in the Loan Application

Verification triggers directly within the Tidal Wave loan application — no separate borrower redirect required.

## Key Use Cases

- Mortgage loan underwriting and pre-qualification
- DU and LPA submission with rep and warrant relief
- Income verification for purchase and refinance loans

## Benefits

- **Faster closings:** Real-time verification at the point of application reduces manual income review.
- **Fannie Mae and Freddie Mac approved:** Reports accepted by both automated underwriting systems.
- **No workflow disruption:** Truv embeds inside Tidal Wave without additional systems or borrower redirects.

## Related Pages

- [POS Integrations Overview](https://truv.com/mortgage-lending/pos-integrations)
- [Income and Employment Verification](https://truv.com/mortgage-lending/income-and-employment-verification)
- [Fannie Mae Day 1 Certainty](https://truv.com/partners/fannie-mae)
- [Home Lending](https://truv.com/mortgage-lending)
- [Developer Documentation](https://truv.com/docs)
- [Contact Sales](https://truv.com/contact-sales)