---
title: "Empower Integration — Empower LOS Integration | Mortgage Verification | Truv"
category: Integrations
url: "https://truv.com/mortgage-lending/los-integrations/empower"
description: Truv Empower integration delivers direct-to-source income and employment verification inside Dark Matter Empower. Empower LOS integration with mortgage verification integration approved by Fannie Mae and Freddie Mac.
---

# Dark Matter Empower Integration

Truv integrates directly with Dark Matter Empower to deliver real-time income and employment verification inside the loan origination workflow. Lenders can streamline verifications with direct-to-source payroll data without leaving Empower.

- **URL:** https://truv.com/mortgage-lending/los-integrations/empower
- **Contact:** https://truv.com/contact-sales

## What Truv Provides in Empower

### Authorized Income and Employment Reports for DU and LPA

Truv income and employment reports are approved by Fannie Mae and Freddie Mac for use with Desktop Underwriter and Loan Product Advisor. Lenders receive rep and warrant relief on verified loan components.

### Income Calculations for Rep and Warrant Relief

Truv Document Processing retrieves wage documents for Freddie Mac AIM-eligible income types — including base, bonus, commission, and overtime — directly inside Empower.

### Streamline Documentation Collection

Access Truv reports, pay stubs, W-2s, and 1099s directly from the source inside the Empower interface.

## Key Use Cases

- Mortgage loan underwriting and income verification
- DU and LPA submission with rep and warrant relief
- Income verification for purchase and refinance loans

## Benefits

- **Streamlined verifications:** Direct-to-source data retrieval inside Empower reduces manual loan processor work.
- **Fannie Mae and Freddie Mac approved:** Reports accepted by both automated underwriting systems.
- **No workflow disruption:** Truv embeds inside Empower without additional systems or borrower redirects.

## Related Pages

- [LOS Integrations Overview](https://truv.com/mortgage-lending/los-integrations)
- [Income and Employment Verification](https://truv.com/mortgage-lending/income-and-employment-verification)
- [Fannie Mae Day 1 Certainty](https://truv.com/partners/fannie-mae)
- [Home Lending](https://truv.com/mortgage-lending)
- [Developer Documentation](https://truv.com/docs)
- [Contact Sales](https://truv.com/contact-sales)