---
title: "Asset Verification Software | Automated Bank Asset Verification | Truv"
category: Products
url: "https://truv.com/mortgage-lending/asset-verification"
description: "Verify assets quickly with automated bank asset verification. Improve operating workflows with faster, more reliable asset data."
---

# Asset Verification

Verify assets, income, and employment in seconds. Truv connects directly to 14,000+ financial institutions to deliver bank-validated insights and GSE-eligible reports — improving loan quality and time to close.

- **URL:** https://truv.com/mortgage-lending/asset-verification
- **Contact:** https://truv.com/contact-sales

## One Data Source, Multiple Validated Reports

### Coverage
Power connections to 14,000+ banks with unparalleled direct-to-source bank connectivity for faster approvals.

### Data Quality
GSE-ready reports at every milestone. Unlock VOA, VOI, and DVOE reports to improve validation rates.

### Conversion
Optimize conversion rates with a solution purpose-built for borrower experience and speed.

### Reverification
Customize reports and refreshes. Automate refreshes, tailor report data, and generate skinny reports on-demand.

### Cost Savings
Unlock flexible pricing — a product suite proven to maximize ROI.

### Security & Compliance
Meet regulatory requirements while reducing operational risk with certain data and defensible decisions.

## How It Works

1. **Borrower authentication** — borrower connects their financial institution
2. **OAuth connections** — secure, credential-protected access (75%+ OAuth coverage)
3. **Returned data** — comprehensive asset summary delivered to lender
4. **10-day reverification** — automated refresh reports pre-closing

## Returned Data

- Current balance, available balance, 30-day and 60-day average balances
- Transaction flagging for direct deposits, rent/mortgage payments, recurring payments, and large transactions
- Configurable days of history with extended history up to 2 years
- Custom thresholds for large deposits and withdrawals

## Key Use Cases

- Mortgage underwriting and asset verification
- Home equity line of credit and home equity loan origination
- Borrower eligibility and ability-to-pay assessments
- Pre-closing DVOE generation from connected accounts

## Benefits

- **Faster closings:** Automated asset verification replaces manual bank statement review — accounts connect in under 1 minute.
- **Reduced stipulations:** Direct data retrieval eliminates the need for uploaded bank statements.
- **GSE compliance:** Reports approved by Fannie Mae Desktop Underwriter® and Freddie Mac Loan Product Advisor® AIM®.
- **Reduced repurchase risk:** Source-validated data on every loan.

## Related Pages

- [Mortgage Lending](https://truv.com/mortgage-lending)
- [Income and Employment Verification](https://truv.com/mortgage-lending/income-and-employment-verification)
- [Document Processing](https://truv.com/mortgage-lending/income-document-verification)
- [Employment Reverification](https://truv.com/mortgage-lending/employment-reverification)
- [POS Integrations](https://truv.com/mortgage-lending/pos-integrations)
- [LOS Integrations](https://truv.com/mortgage-lending/los-integrations)
- [Waterfall](https://truv.com/platform/waterfall)
- [Developer Documentation](https://truv.com/docs)
- [Contact Sales](https://truv.com/contact-sales)