Reduce Risk and Fraud through Income and Employment Verification.
Unlock the power of consumer-permissioned data to verify income and employment for 90% of the U.S. workforce. Truv reduces risk, fraud, and verification costs for your organization.
Trusted by Industry Leaders and Innovators
Efficiently Verify Income and Employment.
Efficiently Verify Income and Employment.
Problem.
Manual verification methods drain precious time and resources, while not giving you all of the necessary data points. Additionally, instant databases continue to increase costs for data that may be stale.
Solution.
Using consumer-permissioned data, Truv provides the verified identity, income, and employment data points you need. Truv enables you to improve turnaround times and save money relative to instant databases.
Problem.
Manual verification methods drain precious time and resources, while not giving you all of the necessary data points. Additionally, instant databases continue to increase costs for data that may be stale.
Solution.
Using consumer-permissioned data, Truv provides the verified identity, income, and employment data points you need. Truv enables you to improve turnaround times and save money relative to instant databases.
Proven ROI & Cost Savings.
Unlike other providers in the industry, Truv’s pricing is consistent, transparent, and empowers you to provide lower fees and interest rates to your customers.
Reduce Risk & Fraud.
Receive real-time data directly from the source, while instant databases may have stale data that’s inaccurate.
Access Alternative Credit Data Points.
Utilize over 200 unique income and employment data points in accordance with FCRA requirements for credit decisioning.
Improve Turnaround Times.
Verify income and employment in less than 45-seconds to improve turnaround times and decrease time to close loans.
Four Ways to Verify in One API Platform.
01.
Payroll Data.
With 12,800 unique integrations, Truv allows you to gather income and employment data directly from your customers by allowing them to login directly to their payroll or employer account.
02.
Bank Transaction Data.
Gain income insights through direct deposit transaction data for non-standard income sources and non-existent payroll connections.
03.
Tax Data.
Verify income and employment for self-employed individuals through accessing income data via tax returns.
04.
Document Upload.
Enable customers to upload W2s, paystubs, and 1099 to verify income and employment for any consumer through our OCR document upload capabilites.
Why Partner with Truv.
We are changing the way financial organizations access data so they can truly make informed decisions about their customers.
We are changing the way financial organizations access data so they can truly make informed decisions about their customers.
Michael Crockett
Chief Data Officer, Xactus
“Our relationship with Truv has further enriched our verification solution through its direct connections to payroll providers via APIs which create greater efficiencies and reduce risk of fraud.” “Our relationship with Truv has further enriched our verification solution through its direct connections to payroll providers via APIs which create greater efficiencies and reduce risk of fraud.”
Related Products.
Paycheck-Linked Loans.
Create a winning partnership between you and your customers by setting up recurring payments directly from their paycheck.
Insurance Verification.
Quickly verify the status of a consumer’s auto or home insurance policy to further automate the loan approval and onboarding process.
Direct Deposit Switch.
Create a seamless experience to drive direct deposit growth and penetration, increase primary financial institution metrics, and cultivate more engaged customers.
Let’s Partner Together.
Talk to our team about driving growth for your organization through consumer-permissioned data or access the developer portal today.
