Instantly Switch Direct Deposit Accounts

Create a seamless experience to drive direct deposit growth and penetration, increase primary financial institution metrics, and cultivate more engaged customers.

Trusted by Industry Leaders and Innovators


Key Metrics that Direct Deposit Switch Influences

Increase direct deposits by up to 65%.

Increase User Engagement & NPS.

Mitigate fraud by verifying identity.

Enabling Direct Deposit Switching



Financial institutions, crypto exchanges, and other depository institutions focus on deposit growth; however, switching a direct deposit account is typically a long and painful process.



Truv enables your customers to instantly connect to their payroll provider and change their deposit distribution to increase your direct deposits by up to 65%.

Driving Business Outcomes with Truv

Traditional Approach

  • High Friction Customers must go through a painful process of locating account information and sending this information to their HR team or payroll provider.
  • Slow The average organization takes two pay periods to switch someone’s direct deposit account, which creates frustration with overdraft fees and lack of transparency.
  • Lack of Control Your customers initiate the direct deposit switching process with their HR team or payroll provider, which results in human errors or delays.
  • Opaque You have no level of additional insight into your customers’ income and employment data to provide a more personalized experience.


  • Frictionless Embed a white-labeled Truv experience into your online and mobile experience to enable your customers to switch their direct deposit in less than one minute and a few clicks.
  • Instant Enable your customers to immediately switch either their entire or a percentage of their direct deposit amount that goes into effect immediately.
  • Reduce Fraud Verify that the identity of the payroll account matches the identity of your account holder to reduce your risk of accepting unauthorized funds.
  • Personalization Review income and employment data on customers who switch their direct deposit accounts to drive future decisions and personalized offers.

Best-in Class Coverage

We successfully connect to payroll accounts and employers covering over 85% of working Americans.


coverage of Fortune 1000 companies


supported payroll providers


direct employer integrations with 2.3M employers

Truv is Enterprise-Ready and FCRA Compliant

Drive Direct Deposit Growth by 65%

Let’s partner together to accomplish your business objectives

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