Enhance your Bank Account Opening Experience with Truv

Truv enables you to streamline two aspects of your bank account opening process: verifying a consumer’s identity and allowing your consumers to seamlessly switch their direct deposit distribution.

Trusted by Industry Leaders and Innovators


Online Account Opening Experience


Collecting, recording, and verifying income and employment data can drain precious time and resources while still not giving you all of the data points that you need to assess credit worthiness of your customers.


By enabling your users to connect directly to their payroll account, Truv provides you verified identity, income, and employment data points that you need within 60 seconds. This data is delivered in real-time to minimize fraud risk and drive cost savings compared to manual labor.

How Truv Works

User selects their income source through either their employer or payroll provider

User signs in to enable access to their payroll account to another organization


The connection is successfully established and the data is available via API and the Truv dashboard

Truv’s Assistance with Bank Account Opening

Verify Applicant Identity

Confirm that the consumer’s full name, SSN, email, date of birth, and home address match what was provided.

Direct Deposit Switch

Enable your customers to instantly connect to their payroll provider and change their direct deposit distribution, thus driving direct deposit growth by up to 65%.

Verify Account & Routing Number

Verify a customer’s account and routing number to facilitate future payments and account funding.

Best-in Class Coverage

We successfully connect to payroll accounts and employers covering over 85% of working Americans.


coverage of Fortune 1000 companies


supported payroll providers


direct employer integrations with 2.3M employers

Truv is Enterprise-Ready and FCRA Compliant